**BUYER FINANCING FELL THROUGH** Welcome to your new home sweet home! Nestled in a serene neighborhood, this gem is waiting to embrace you with its charm and comfort. Step into a world of tranquility as you enter this impeccably maintained 2-bedroom, 2-bathroom haven. With 2-car garage parking, your vehicles will be sheltered in style. Picture yourself under the brand-new roof (Aug. 2022), ensuring years of worry-free living. Breathe in the fresh air provided by the new A/C unit, which was added in November 2023. As you approach the front door, you're greeted by a screened front porch, perfect for sipping your morning coffee or watching the sunset with loved ones. Step inside to discover a spacious living and dining area, boasting cathedral ceilings that create an open and airy ambiance. The heart of this home lies in its stunning kitchen, adorned with granite countertops, a sleek tile backsplash, and elegant raised white cabinets. Hosting a gathering? No problem! The pass-through window seamlessly connects the kitchen to the screened lanai, making entertaining a breeze. But that's not all - feast your eyes on the wood plank tile flooring that flows throughout the home, adding a touch of sophistication to every step. Worried about storms? Don't worry, this home already comes with 4 impact windows strategically placed in the front living room, both bedrooms, and the laundry room. Speaking of laundry, say goodbye to trips to the laundromat! Your very own inside laundry room comes complete with a washer and dryer. This home has been recently painted outside (May 2024!) and the septic tank last pumped in 2021! When it's time to unwind, retreat to the spacious master bedroom with its generous walk-in closet. Pamper yourself in the master bath, featuring a walk-in shower that's perfect for washing away the stresses of the day. And don't worry - your guests will feel right at home in the cozy guest bedroom, complete with its own walk-in closet. Outside, enjoy the meticulously professionally landscaped yard, offering a peaceful oasis for relaxation and play. With its prime location near schools, shopping, and restaurants, convenience is at your fingertips. Don't miss your chance to make this dream home yours. Schedule a showing today and start living the life you deserve!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $198,800 | $198,800 | $198,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,356 | $1,321 | $1,705 |
Total Monthly Payment | $1,629 | $1,594 | $1,978 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.