You'll love the NEW PRICE! for this affordable home on a WATERFRONT LOT in a 55+ resort style community. This adorable two bedroom, two bath home was completely renovated two years ago with a spacious kitchen, two bathrooms, beautiful laminate floors throughout, energy efficient windows, tankless water heater, new siding, skirting, and front porch. You'll love the WALK IN CLOSETS in each of the bedrooms, and the kitchen is perfect for the cook who needs expanded counter space to work. All appliances are beautiful stainless steel. Work from home? The bedroom that fronts onto the CANAL is perfect for your office. Glance out the windows to see the boats go by on their way to Tampa Bay. Dolphin and Manatee are often seen swimming by as well. Need STORAGE? Bedroom walk-in closets are 5X11, and 5X9! Outside you will find another large, drywalled, storage area - which you could consider converting into a Man Cave or She Shed. You can add a dock to your own slice of paradise, if it's your dream. With NO LOT RENT and NO CDD, your monthly maintenance fee ($242 monthly) covers a myriad of social activities, professional management, maintenance of the private roads, a boat and kayak launch, and dog park. There are four miles of roads to travel on with your golf cart or bike. The pool is heated all year around, and the clubhouse has a library, game and craft rooms, and a full kitchen where community meals for events are often served. Regular events include Bingo, the annual Talent Show, Penny Social, themed dinners and dances during, and on, the holidays. . . this community will keep you active all year.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $972 | $972 | $1,264 |
Total Monthly Payment | $1,233 | $1,233 | $1,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.