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***Multiple Offers***. Highest and Best by Monday 06/03 @ 6pm! Every so often a home will hit the market that has so much unmatched quality, craftsmanship, care and performance that it makes the competition weep! Well, 1245 Spindle Hill has these characteristics in spades! Standing at attention, this Cedar shingle Colonial w/ mouth watering Veranda, has a commanding presence the moment you pull down the freshly paved driveway. From the carefully manicured lawn, 3 car garage, IPE wood on front deck, to the backyard that overlooks a babbling brook, just the exterior features alone tell you this is a special property. The traditional first floor offers Oak hardwoods, high-end Regency Fireplace Insert in living room, a classic kitchen with center island and custom cabinetry by BROOKHAVEN, granite counters and SS appliances. 2nd floor offers three spacious bedrooms, remodeled baths and primary suite. There is a sunken bonus room above the garage that is seldom seen at any price-point. The elusive and uber convenient direct access to basement from garage is also featured in this home. Navien Tankless Heat System, owned Propane tanks means you can shop anywhere for fuel. These upgrades listed merely scratch the surface of what's been done here by the owner. The Owner hired a landscape architect many years ago and has slowly been picking away at creating an outdoor masterpiece. Layout of plans will be available.
Type | Description | Dimensions | Level |
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Bedroom 1 | Upper | ||
Bedroom 2 | Upper | ||
Dining Room | Hardwood Floor | Main | |
Kitchen | Granite Counters,Tile Floor | Main | |
Living Room | Fireplace,Wood Stove,Hardwood Floor | Main | |
Primary Bedroom | Full Bath | Upper | |
Rec/Play Room | Remodeled,Beams,Vinyl Floor | 12.0 x 21.6 | Lower |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $589 | $589 | $589 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,579 | $3,327 |
Total Monthly Payment | $3,245 | $3,243 | $3,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.