(1960 OLDE FLORIDA STYLE HOME LOCATED IN COLLIER COUNTY! NO SPECIAL FLOOD ZONE-X500, NO HOA! 1 MILE TO BAREFOOT BEACH! DEEDED BOAT RAMP ACCESS!) Welcome to your charming slice of paradise! Perfect for boaters who want to avoid the high prices of living on the water and special flood zones that come with living on the water. The home comes with a deeded boat ramp with a maintenance fee of only $150 a year. Best priced property in Bonita Shores! No HOA so no worrying about increasing fees or restrictions. Nestled in this quaint coastal community on the north side of collier county, this delightful 2 bed, 2 bath cottage-style home is a gem waiting to be discovered. Perfectly maintained by its second owner, this property exudes warmth and character at every turn.
Step inside to discover the timeless allure of exposed Dade County pine beams, infusing the home with rustic charm and coastal elegance. Light-filled living spaces invite you to unwind and relax, while the open layout seamlessly connects the living, dining, and kitchen areas, fostering an inviting atmosphere for gatherings and everyday living.
The heart of the home, the kitchen, boasts modern amenities, including stainless steel appliances and ample cabinet space. With two cozy bedrooms, each offering comfort and privacy, you'll find plenty of space to rest and rejuvenate after a day of exploring all that Naples and Bonita Springs has to offer.
One of the highlights of this property is its resilience in the face of nature's fury. Featuring 14 hurricane-rated windows, and a metal roof peace of mind comes standard here. Rest assured, this home weathered Hurricane Ian with ease, standing tall amidst the storm. Additionally, the property's elevated location (flood zone X) means it's not in a special flood zone, offering added security and peace of mind.
Outside, the possibilities are endless. With a sprawling 2, 100 sq ft paver driveway, there's ample room for parking, including space for a boat and RV. Dreaming of lazy days by the pool? With plenty of room for a pool, this backyard oasis is just waiting for your personal touch.
Conveniently located just one mile from the beach, you'll enjoy easy access to sun, sand, and surf whenever the mood strikes. Plus, with shops, dining, and entertainment options nearby, everything you need is right at your fingertips.
Don't miss your chance to own this enchanting piece of Bonita Springs paradise. Schedule your showing today and make this dreamy cottage yours before it's gone!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $438,400 | $438,400 | $438,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $71 | $71 | $71 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,735 | $2,664 | $3,465 |
Total Monthly Payment | $2,898 | $2,827 | $3,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.