FULLY FURNISHED and TURN-KEY!! Updated and meticulously maintained villa in the 55+ Mission Oaks community. Just bring your suitcases! Primary bedroom features 2 closets, one of which a walk-in. The recently updated kitchen, complete with white shaker cabinetry and granite countertops, opens right into the combined dining/living areas, with maintenance-free LVP flooring throughout. A fantastic Florida Room at the rear finishes off the main living area, also containing the unit's washer and dryer. The bathroom has a step-in shower and also offers plenty of space. The electric panel was replaced in 2024, as well as the addition of hurricane/impact replacements to most windows.
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The monthly maintenance fee includes water, sewer, trash pick-up, roof, exterior paint and maintenance, and master insurance of buildings and common areas, pool, clubhouse, shuffleboard court, private roads, cable AND internet/wi-fi, exterior pest control & landscape, escrow reserves & land lease fee. NO pending assessments!
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This unit is just steps from the large heated community pool, which was recently renovated and waiting for you to take a dip! Shuffleboard courts, grill, pool table, and spacious clubhouse with lots of social activities. This unit has one assigned parking spot, and a number of guest spots available. The community allows 3-Month rentals (twice/year) with no waiting period before leasing.
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This beautiful residence offers the perfect blend of comfort and convenience, allowing you to enjoy the coastal lifestyle with ease and affordability. Conveniently located across the street from Publix, multiple restaurants, and multiple retailers. No flood, and non-evacuation zone. . . yet you're merely minutes away from the beautiful white-sand beaches and entertainment of the Pinellas Gulf Coast!
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Our Executive Mortgage Banker:
Our Insurance Division:
$155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $825 | $824 | $1,046 |
Total Monthly Payment | $1,030 | $1,029 | $1,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.