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A once-in-a-generation opportunity. Enjoy the best views on Gardner Lake from your year-round waterfront home! The sale includes a second building with elegant living space above an oversized two-car garage. The principal residence features interesting "Treehouse Architecture" designed to capture the sweeping lakefront views from all three stories. You will love the primary bedroom sitting high above the lake with an entire wall of glass! The main floor boasts an open living room, dining and kitchen with new high-tech appliances installed by the current owner (including a state-of-the-art Wolf induction stove and a wi-fi refrigerator!). Hardwood floors! The lower level provides finished living space with sweeping water views from glass doors and a wood stove to reduce heating costs. The second structure offers 3 garage doors, a Tesla charging station, and large deck. The garage's elegant second-floor living space includes a kitchen, full bathroom, bonus room, and flex room with water views! The home theatre system in the bonus room is included in the sale. Stairs connect two waterfront decks to your private waterfront area. You will love the newly finished 30-foot teakwood dock. Boat included. Gardner Lake is a peaceful 528-acre spring-fed lake located in Southeast CT. Enjoy swimming, boating, and fishing directly from your private waterfront. Very convenient, only 15 miles to the Long Island Sound, 8 miles to I-395 and Mohegan Sun Casino. A rare find! Please visit today
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 10.0 x 12.0 | Main |
Bedroom 2 | Skylight,Vaulted Ceiling,Built-Ins,Wall/Wall Carpet | 9.0 x 13.0 | Upper |
Dining Room | Balcony/Deck,Beams,Combination Liv/Din Rm,Sliders,Hardwood Floor | 9.0 x 10.0 | Main |
Eat-In Kitchen | Balcony/Deck,Corian Counters,Dining Area,Pantry,Sliders,Hardwood Floor | 9.0 x 12.0 | Main |
Eat-In Kitchen | Breakfast Bar,Corian Counters,Hardwood Floor | Upper | |
Family Room | Balcony/Deck,Wood Stove,Sliders,Tile Floor | 13.0 x 21.0 | Lower |
Full Bath | Corian Counters,Tub w/Shower,Tile Floor | 6.0 x 8.0 | Main |
Full Bath | Corian Counters,Stall Shower,Tile Floor | 8.0 x 8.0 | Upper |
Half Bath | Skylight,Hardwood Floor | 5.0 x 6.0 | Upper |
Living Room | Balcony/Deck,Beams,Combination Liv/Din Rm,Sliders,Hardwood Floor | 12.0 x 13.0 | Main |
Media Room | Entertainment Center,Hardwood Floor | 17.0 x 29.0 | Upper |
Office | Built-Ins,Hardwood Floor | 9.0 x 17.0 | Upper |
Other | Skylight,Vaulted Ceiling,Built-Ins,Laundry Hookup,Hardwood Floor | 8.0 x 9.0 | Upper |
Primary Bedroom | Cathedral Ceiling,Ceiling Fan,Half Bath,Walk-In Closet,Hardwood Floor | 10.0 x 18.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,200 | $671,200 | $671,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $742 | $742 | $742 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,970 | $4,242 | $5,755 |
Total Monthly Payment | $4,804 | $5,076 | $6,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.