Pass through the beautiful wrought-iron gates to the entrance of this wonderful property where you will find a well-cared for raised ranch set on 5+ gorgeous acres. Main level features an open floor plan with LR, roomy kitchen, laundry room, full bathroom, and dining area with sliders to the maintenance-free composite back deck which overlooks the pond. There are 3 bedrooms on this level including a primary w/ en suite. New triple insulated spray foam in the attic will keep the house warm in the winter and cooler in the summer months. The lower level has its own entrance with separate utilities and is set-up as a 1-bedroom in-law suite with eat-in kitchenette, bathroom, and living area. New laminate flooring in the living area upstairs and the living area and bedroom downstairs. Step outside and you have a lovely, park-like view of your property. Sit and relax in front of your aerated pond and let the stress melt away! Minutes to Hudson with its restaurants, antique shops, and galleries, 20 minutes to Chatham with its eclectic shops, dining, brewery, historic movie theater, art galleries, and Columbia County fair. Come fall in love with this lovely home and make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$559,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,056 | $2,977 | $3,777 |
Total Monthly Payment | $3,148 | $3,069 | $3,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.