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Looking for value in the market ? Look no further than 58 Hall Street. Distinctive Colonial on a quiet street in the heart of Whitneyville ! Stunning 1927 architectural features abound -- archways, picture frame hardwood floors. The Entrance foyer opens to a large Living Room with fireplace and a cozy den/library awaits from there, offering the perfect retreat for work or relaxation. As you move towards the rear of the home an arched entry leads to a formal Dining Room next to a spacious eat-in kitchen with updated cabinets and granite counter tops. A convenient half bath completes the first floor. On the second level, you will find 3 roomy bedrooms, all with hardwood floors, and a vintage-styled full bath. Don't miss the third floor - this has great potential ! City records has listed a 4th bedroom & second bath on 3rd level. A two-car garage, and charming outdoor space make this home perfect ! Fabulous sidewalk neighborhood near shops, restaurants, and bus lines. Located minutes to Yale, downtown New Haven, Whitneyville and major highways. Wonderful home awaiting a new lease on life, this home offers both convenience and tranquility.
Type | Description | Level |
---|---|---|
Bedroom 1 | Built-Ins,Hardwood Floor | Upper |
Bedroom 2 | Built-Ins,Hardwood Floor | Upper |
Bedroom 3 | Other | |
Dining Room | Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Built-Ins,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $948 | $948 | $948 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,537 |
Total Monthly Payment | $2,992 | $2,990 | $3,560 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.