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This meticulously maintained 3-bedroom, 2. 5-bathroom single-family home in Somerville's historical Prospect Hill area offers a blend of charm and modern updates. Located steps from Union Square's amenities, it features vinyl siding, architectural roof shingles, and a ductless mini-split system throughout. The finished basement includes a full kitchen, bathroom, and separate entrance leading to a garden with a mature peach tree. Inside, a spacious kitchen with solid wood cabinetry and Italian hexagon ceramic tile leads to a sunlit natural wood sunroom. The living room boasts French doors and hardwood floors, complemented by a formal dining room with original built-ins. Upstairs, a wood banister leads to three bedrooms and a retro-style full bathroom, with the primary bedroom offering a large walk-in closet. A two-car gated driveway ensures privacy, and nearby Prospect Hill offers scenic views and a walkability score of 97, with easy access to the green line for exploring Greater Boston.
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | Second |
Bedroom 3 | Closet, Flooring - Hardwood | Second |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile | First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Paper Based, Recessed Lighting, Stainless Steel Appliances, Gas Stove | Main,First |
Living Room | Flooring - Hardwood, French Doors | Main,First |
Master Bedroom | Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Attic Access | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,198,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,040 | $959,040 | $959,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $912 | $912 | $912 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,673 | $6,062 | $8,223 |
Total Monthly Payment | $6,710 | $7,099 | $9,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.