2nd Price Reduction! Below $700K, now $695K. House has never flooded and no water intrusion to the backyard from recent TS Debby.
Neighborhood has great drainage, no flooding and underground power lines. Security and Safety in the exclusive gated neighborhood of Caya Costa in St. Petersburg. This exquisite Bay Home offers 3 spacious bedrooms, 2 full baths, and a 2-car garage, providing the perfect blend of comfort and convenience. Nestled within a serene waterfront preserve, this community boasts picturesque sidewalks and enchanting views of several lakes teeming with native Florida birds and various migratory species. Embrace the tranquil lifestyle that Caya Costa offers, where nature and luxury harmoniously coexist.
In this Bay Home, the HOA takes care of all landscaping needs, ensuring your front yard is always beautifully maintained. Additionally, the HOA replaces the roof every 15-20 years and paints the property every 7 years, providing worry-free maintenance for years to come. The home is elevated and features two screened porches – a large entertaining porch at the back, perfect for gatherings, and a cozy screened entry at the front door. Inside, vaulted ceilings, modern colors, and luxury vinyl flooring create a welcoming and stylish living space. The kitchen is a chef’s delight with granite counters, stainless steel appliances, and an island with seating for two. The kitchen sink offers a great view through a sliding window that opens to the porch and backyard space. Adjacent to the kitchen, the generous dining room is connected by two sets of French doors. A nice bonus space between the two guest bedrooms provides the perfect spot for a study or gaming area.
The primary bedroom is spacious and features a great seating or office area, a walk-in closet, a dual granite vanity, and a separate private seamless glass shower and toilet. Enjoy breathtaking views of the preserve and a beautifully hardscaped backyard, providing a peaceful retreat right at home.
Caya Costa also boasts great amenities, including a large neighborhood pool with a pavilion for parties and celebrations, tennis courts that accommodate pickleball, and a boatyard with a boat ramp for convenient boat storage and access. The neighborhood has weathered storms very well, with minimal or no flooding, and benefits from underground power lines. Don’t miss this opportunity to own a piece of paradise in Caya Costa. Schedule a tour today and experience the best of waterfront living in St. Petersburg!
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Our Executive Mortgage Banker:
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,514 | $3,378 | $4,397 |
Total Monthly Payment | $4,151 | $4,015 | $5,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.