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37 Ferris Street, St. Albans City, VT, 05478 | $342,900
This centrally located classic farmhouse exudes character with large apartment on the 2nd level for multi-generational living or extra income with tenant renting. Large wrap around porch where you can enjoy watching the day go by in your rocking chair. Enter into a sun filled 1st floor with 3 bedrooms & 2 full baths. Large kitchen with tiled floor, white cabinets & plenty of space for entertaining. Spacious living room at the back of the house with beautiful knotty pine flooring & pellet stove to keep everyone cozy during the long winters. Full bath located off the kitchen with laundry. Great screened in porch with vaulted open ceiling, new carpet & fresh paint to enjoy many seasons. Primary bedroom has an ensuite bath & original plank wood beadboard with knotty pine floors. Dining area has pretty bamboo floors with French doors. Large front bedroom has a beautiful window seat perfect for a quiet spot to unwind with a book. 2nd floor has its own private entrance, 2 bedrooms, a bonus room & 1 full bath. Full kitchen, W/D hook ups & lots of closets for storage. Set in a fantastic St Albans location you are walking distance to BFA & Main Street’s restaurants, shops & Taylor Park. Minutes to Hard'ack Recreation area with trails, dog park & a pool! Enjoy the fun activities the community has to offer like the Maple Festival, farmers market every Saturday during the summer, different parades through the year, summer concert series & the annual Running of the Bells & the Sap Run.
Features
- Rooms: 12
- Bedrooms: 5
- Baths: 2 full
- Units: 2
- Style: Duplex
- Year Built: 1880
- Garage: 1-car Garage
- Heating: Forced Air,Stove - Pellet
- Cooling: None
- Basement: Dirt Floor,Full,Stairs - Interior,Unfinished
- Approx Sq. Feet: 2,521
- Acreage: 0.13
- Est. Taxes: $5,214
- Lot Desc: City Lot,Curbing,Level,Sidewalks,Street Lights
- Elem. School: St Albans City School
- Middle School: St. Albans City School
- High School: BFASt Albans
- School District: Maple Run USD
- MLS#: 4997881
- Website: https://www.raveis.com
/prop/4997881/37ferrisstreet_stalbanscity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/5/2024Listing courtesy of RE/MAX North Professionals Phone: 802-655-3333
Listing Agent: The Gardner Group
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
37 Ferris Street, St. Albans City, VT, 05478
$342,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $274,320 | $274,320 | $274,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
| Monthly Tax Payment | $435 | $435 | $435 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,848 | $1,823 | $2,352 |
| Total Monthly Payment | $2,357 | $2,332 | $2,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484