Price Improvement! Bright & Airy is this beautiful affordable Granada floor plan located in The Preserve on Anastasia Island. This second floor condo offers two bedrooms and two bathrooms. Bamboo wood flooring in the living room and guest room. Tile in kitchen and hallway. Functional floor plan with archway from living room to formal dining area. Step saving kitchen with nice tile backsplash and breakfast bar. Washer & Dryer off the kitchen with plenty of extra shelving in place. Primary Bedroom offers LVP, en-suite bathroom and a walk in closet. Comfortable size bedrooms with guest bedroom and bathroom across the hall. Screened lanai to enjoy outdoor living. Shows beautifully! New roofs in the community in 2023! Clubhouse, pool, 24 hour fitness center, indoor basketball court, playground, community boardwalk with grills & picnic tables, car wash & vacuum areas, bicycle parking and more! Close to beautiful St Augustine Beach, University of St Augustine, Flagler Hospital, State Park, Amphitheatre, restaurant's, shopping and more! No special assessments. Award winning community on the island and offers a lot of green space! Make an appt today!
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Our Executive Mortgage Banker:
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$269,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,999 | $215,999 | $215,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,312 | $1,312 | $1,707 |
Total Monthly Payment | $1,783 | $1,783 | $2,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.