Welcome to the perfect place to call home! Incredible location minutes from all major highways and shopping! Valley Central School District, charming Ranch has been well maintained and updated over the years. Privacy and tranquility your new home is proudly set far back, sitting on over an acre. As you approach the property, the lush greenery and well-maintained landscaping greet you, hinting at the comfort and warmth that await within. Step inside to discover a welcoming living room adorned with a cozy fireplace, perfect for gathering with loved ones on chilly evenings. The built-in shelving and bookcases not only add a touch of elegance but also offer ample storage space for your favorite reads and d cor. Large windows frame picturesque views of the sprawling backyard! The interior is adorned with gleaming hardwood floors throughout, enhancing the timeless appeal of the home. Three large bedrooms and a beautifully update full bathroom! The bright and cheerful kitchen/dining area is a chef's delight, featuring new double glass doors that effortlessly open to the expansive patio. Whether you're hosting a casual brunch or a festive dinner party, this space seamlessly blends indoor and outdoor living, perfect for entertaining guests or simply enjoying al fresco dining in the company of nature. Step outside to discover your own private oasis, complete with a lovely backyard adorned with a play-set for endless hours of outdoor fun. Bordered by majestic trees, the fenced-in section provides a safe haven for your furry friends to roam and explore to their heart's content. A long paved driveway leads to a garage equipped with front and rear overhead doors, offering convenient access to the backyard! Large full basement offers endless potential! Don't miss your chance to purchase this amazing property! Call today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,748 | $2,746 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.