85281 FALL RIVER Parkway, Fernandina Beach, FL, 32034 | $715,000

Former Model Home with breathtaking water view complete with an abundance of upgrades enjoys proximity to several beaches and historic downtown. SELLERS are negotiable regarding furnishings/art! Immaculate and bright home with a beautiful kitchen with oversized island, staggered cabinets, oven tower. Casual dining boasts extra cabinetry and counterspace overlooking gorgeous family room with lots of natural light. Covered pavered patio has been extended to create extra entertaining space, all screened. A pavered firepit has also been recently added. Game Room w/ wet bar, fridge and more cabinetry, could be another bedroom or office if desired. Lovely formal dining room. Owner suite is exquisite, large bedroom, private sitting room. Owner bath is stunning, extended shower, dual sinks, drawer stack, large closet. Two secondary bedrooms share a beautiful J&J Bathroom. 3 car garage. Over $50, 000 in updates have been added recently to compliment the already existing upgrades.

Features

  • Amenities: Clubhouse, Fitness Center, Park, Pickleball, Tennis Court(s)
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Lower Level
  • Style: Traditional
  • Year Built: 2020
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,852
  • Acreage: 0.25
  • Est. Taxes: $10,342
  • HOA Fee: $85 Annually
  • View: Water
  • Water Front: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Wine Cooler
  • MLS#: 2028373
  • Days on Market: 122 days
  • Website: https://www.raveis.com
    /prop/2028373/85281fallriverparkway_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

85281 FALL RIVER Parkway, Fernandina Beach, FL, 32034

$715,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $572,000 $572,000 $572,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $862 $862 $862
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,569 $3,476 $4,520
Total Monthly Payment $4,523 $4,430 $5,474

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.