This historic farmhouse is ready for its new owner to come and make it their own. Set on 5 idyllic, quiet acres with big sky and pastural views you will love watching the world go by from your front farmer's porch, or feeling the breeze while sitting under the shade of one of your back yard maple trees! The first floor of this home has been beautifully renovated and boasts a LARGE kitchen with an island and abundant cabinets. The kitchen opens to the dining room and from there you can walk right out onto a private back porch, the perfect spot to BBQ and unwind! There is a handy 1/2 bathroom tucked in the corner of the dining room. On the other side of the kitchen you will find a large living room with beautiful maple floor and an office that could also serve as a bedroom. Adjacent to the kitchen is a large bonus room that the current owner uses to prep all the goodies for the farm stand on the property next door, but it could be used as a home office, work out room or even another bedroom! The first floor also has a primary suite with tile shower and washer and dryer hookups in the walk in closet. 80% of the first floor has radiant heat and the rest is baseboard heat. The 2nd floor is a blank slate ready to be finished with 3 bedrooms and 1 3/4 bathroom roughed in. Bathroom sink, shower and toilet are ready to be installed. You will have all the space you need for a work shop, equipment and toy storage and MORE in the expansive barn attached to the home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $590 | $590 | $590 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,609 | $3,606 | $4,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.