5540 E Harbor DRIVE, Fruitland Park, FL, 34731 | $450,000

BEAUTIFUL CANAL FRONT, POOL HOME ON LAKE HARRIS CHAIN OF LAKES - READY FOR YOU TO MOVE RIGHT IN! This 3 BEDROOM 2 BATH tastefully updated home comes with a peaceful natural setting and water views, a manicured landscaped yard, a dock with water & electric, fish cleaning station, a solid concrete seawall, a covered boat slip and a solar heated swimming pool with screen enclosure - everything that makes living on the water even better! As you enter the home you immediately enjoy the open views of the pool and water through the remodeled living room with French doors and windows expanding across the wall. This well-cared for home is updated with newer kitchen highlighted with a center island, pass thru windows to pool area, convenient large pull out drawers, lots of cabinets with crown molding and newer appliances including a French door refrigerator. The master bedroom features large picture windows to enjoy the magnificent views, an expanded sitting area, entry door to pool for easy access, walk-in closet and stylish updated bathroom with walk-in tiled shower. The second bedroom is nice sized with wall closet and 2nd bathroom nearby featuring shower/tub and vanity sitting area. The split plan third bedroom, with beautiful views overlooks the pool and water and is perfect for whatever your needs may be - office, playroom, hobby room or guest/bedroom room. The utility room with washer and dryer features storage cabinets & sink. 2 car garage with new garage door in 2024, workbench and lots of closed storage closets with shelving. Enjoy outdoor living and entertaining in the backyard with colorful flower garden, beautiful lawn, large oak trees and separate paver patio with privacy hedge and outdoor shower - all overlooking the canal - with the open water just a short distance away. Other updates include roof and AC replaced in 2014, pool converted to desirable salt water pool with easy maintenance, windows all replaced (except 3rd bedroom) - double insulated and tilt out. Hot water heater replaced in 2018, new electrical box in 2023. A great location - tucked away yet close and convenient to The Villages and all shopping, medical facilities, schools and restaurants of Lake & Sumter counties. An easy drive to either coast and to Orlando airport for traveling. You will surely be impressed……. . don’t let this one get away! Make it your NEW HOME and start enjoying the PEACEFUL WATERFRONT LIFESTYLE YOU HAVE BEEN DREAMING OF!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Other
  • Year Built: 1971
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,011
  • Acreage: 0.45
  • Est. Taxes: $2,390
  • Lot Desc: In County, Landscaped, Level, Oversized Lot
  • View: Water
  • Pool: Auto Cleaner, Heated, Pool Sweep, Salt Water, Screen Enclosure, Self Cleaning, Solar Heat
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener
  • MLS#: G5082786
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/G5082786/5540eharbordrive_fruitlandpark_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2024 1:47:27 AM)
Listing courtesy of ERA GRIZZARD REAL ESTATE   Phone: 352-259-4900

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5540 E Harbor DRIVE, Fruitland Park, FL, 34731

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.815% 7.159% 6.538%
Monthly Tax Payment $199 $199 $199
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,393 $3,087
Total Monthly Payment $2,669 $2,667 $3,361

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.