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Check out this adorable two-bedroom, one-bathroom gem that's just hit the market! This cozy concrete block home with a metal roof is all about comfort and charm. Perfect for first-time buyers, downsizers, or anyone looking for a sweet retreat! Step into the airy living room where you'll be greeted by loads of natural light and original terrazzo flooring-talk about character! The kitchen has a super functional u-shape layout, making it a breeze to whip up your favorite meals. Plus, there is a cozy dining area perfect for intimate dinners or brunch with friends. The bedrooms are nice sized, offering space to relax and unwind. The bathroom? It has a beautifully tiled shower to use! Outside, you'll love the convenience of a circular driveway and covered parking. The back part of the yard is fenced in - ideal for pets or a private garden oasis. There's even a shed for all your storage needs. And don't forget the extra room off of the back of the house, perfect for laundry duties and housing the water heater. Morning coffee lovers, rejoice! The covered patio is your new favorite spot to enjoy those first sips of the day. Plus, with city water and sewer, you won't have to worry about maintaining a private well or septic system. More time to relax and enjoy your new home! Location is everything, and this home is close to the best coffee shops, downtown shopping, and all your favorite local eateries. It's a dream come true for anyone looking to enjoy the best of what the area has to offer. So, who's ready to make this cozy haven their own? Don't wait- this cutie won't last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $798 | $798 | $1,029 |
Total Monthly Payment | $917 | $917 | $1,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.