Live close to town and live beyond the fringes of the Catskill Golf Course. This 1719 square foot ranch is primed for new owners!! Plenty of space for everyone. A great kitchen with layout with stainless steel appliances, generous pantry and laundry service centrally located to the whole house. Plenty of rooms in this house with four of the rooms that are used as bedrooms and a craft room. Lounge in the living room in front of the fireplace for a while relaxing with your favorite after dinner drink in one hand and your binoculars in the other birdwatching out the bay window hoping to see an Oriole. This house sits on 5. 96 acres of land with very inviting landscaping. If that's not enough the multilevel outbuilding outfitted with solar panels weighs in with an additional 4500 =/- square feet of storage potential and had a prior function as a part of the old mushroom farm. '' Minutes from downtown Catskill in one direction and minutes from the NYS Thruway for points north to Albany and points south to NYC and anywhere in between.
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,720 | $388,720 | $388,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,586 | $2,584 | $3,333 |
Total Monthly Payment | $2,661 | $2,659 | $3,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.