Located in Oxford a corner lot, 4B2B home on 4 ACRES+- of open space! This property offers so much and can be used for anything your heart desires. It is set up for growing anything you'd like and also for animals! Fenced pasture, open pasture, irrigation, garage with concrete floor and enclosed coop in rear, set up for animals, farming & more. Already in place are elderberry and moringa trees! This home offers the desirable split floor plan, a large kitchen, an open great room, a dining room, a den/bonus room, an indoor laundry, an open deck, and a covered deck. The living area offers a fireplace with built in display shelving and cabinets on either side. The den/study is set up to be used as a playroom/classroom but could be set up in so many different ways! The kitchen includes stainless appliances, a farm sink, breakfast bar, picture window above farmhouse sink, reverse osmosis, garbage disposal, and tons of cabinetry. The master ensuite includes HIS/HER sinks, soaking tub, walk in shower & walk-in closet. The extra bedrooms/bath are on the opposite side of the home and provide plenty of privacy for family and/or guests. This home is located off the beaten path on a quiet road, yet convenient to all shopping, amenities, banking, restaurants, The Villages, with easy access to I75 north or south!
Additional features include Big Blue Filter, Softener, Raised Beds, Extra Irrigation. Schedule your private showing now! APPRAISAL completed May 2024.
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$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,909 | $2,463 |
Total Monthly Payment | $1,996 | $1,994 | $2,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.