MOVE RIGHT IN & UNPACK! Fantastic ranch built in 1997, well maintained and in great shape. Minisink schools. Beautiful curb appeal, as the home sits back and high off the road (great views!) with dramatic driveway leading up to home -- fabulous park-like 1. 7 acres with private backyard. Open floor plan provides for spacious living. Enter foyer, then into oversized living room with sliders to back patio. Large kitchen with plenty of counter and cabinet space. Primary bedroom features full bathroom, two closets, and sliders to backyard patio. The other two bedrooms are both good sizes. Attached two-car garage. Full unfinished basement with Bilco doors that's also bone dry -- never any water issues, and could easily be converted into additional living space. Extremely efficient home, as total electric/heating costs average approx. $210 a month for current owner. Single AC unit in living room cools entire home. Carpets just cleaned. Great commuter location, and just down the road from the Minisink Valley School District complex. Idyllic country living at its finest!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$414,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,200 | $331,200 | $331,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $646 | $646 | $646 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,012 | $1,984 | $2,617 |
Total Monthly Payment | $2,733 | $2,705 | $3,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.