Calling all beach lovers, boating enthusiasts, Nature lovers! It's all about the location! This is your opportunity to own your own home within walking distance to Fire Island! House is situated on the south east corner of the canal with a water view, Smith point Marina diagonally across the street (also walking distance), Close to all local shopping and restaurants. Down the road from the Long Island railroad (3 mi), lots of entertainment! Skydive Long Island, and Great skates up the road. The new patriot park is down the road featuring a 1 mile walking track around a beautiful lake with a picnic area and playground. Smith point Beach features a picnic area with live entertainment, cafe, and camping grounds. House features two bedrooms, one and a half bath ( both updated), laundry room with washer and dryer and large closet space, updated eat in kitchen with quartz countertops stainless steel appliances, dishwasher, gas stove (also set up for electric if you prefer to convert), ceiling fans, plenty of natural light! Cathedral ceilings, Brand new Central ductless AC mini split also heats as well, oil burner heat and wood burning stove (multiple ways to heat the house!) mature fruiting trees on the property (peaches, figs, elderberry, plum, apple, as well as lots of perennial herbs) Leaving behind a 6x8 greenhouse to continue your garden endeavors, garden beds all ready for planting, as well as storage shed. Extra wide driveway, Fenced yard, House features whole house security alarm system and entirely wired for a camera system 360 degrees around house. Additions can be made with proper permits. If you dream of being closer to the water, this is it! Make an offer!
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Our Executive Mortgage Banker:
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$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,283 | $2,255 | $2,894 |
Total Monthly Payment | $2,803 | $2,775 | $3,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.