Ocean Gallery is a highly sought after premiere community in St. Augustine Beach known for its prime location, luxury amenities, and lush tropical landscape. This is a stunning remodeled 2 BR, 2 Bath unit with views of the pool, ocean and picturesque lagoon. Unit is conveniently located to the pool and direct secured access walkway to the beach. This property offers a generous 1272 sf open floor plan with high end upgrades throughout completed in 2022. The kitchen has solid wood white shaker cabinets with soft close doors, exotic grade granite countertops, large workstation sink, new appliances and shiplap accents. Bathrooms have luxury granite and tile selections and easy access showers. Bedrooms are large and accommodate king size beds or bunk beds. Living areas have wood look, low maintenance luxury vinyl plank flooring. Outdoor patio is directly off the living area and primary suite. . . The grounds of Ocean Gallery offer generous amenities that provide you resort living at its finest. There is secured entrance and 24-hour security. Enjoy tennis, pickleball, indoor pool, shuffleboard, clubhouse, fitness center, areas for dog walks. Pool area provides meal prep area, seating, grill, pool, hot tub, and restrooms. Short-term and long-term rentals allowed. Ocean Gallery does provide a rental program if you choose. Ocean Gallery is conveniently located to Historic St. Augustine sights, shopping and some of the best restaurants around. This could be the first step in starting the good life. Call me today for a showing.
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Our Executive Mortgage Banker:
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$860,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $688,000 | $688,000 | $688,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,405 | $4,405 | $6,041 |
Total Monthly Payment | $5,034 | $5,034 | $6,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.