One or more photo(s) has been virtually staged. You'll have to look really, really hard to find a more stunning house in a better location at this price point. This block, NO FLOOD INSURANCE, move in ready home is ready to impress. Start with the dead end street that is a steps from the Pinellas Trail (just bike to those Rays games!). New luxury vinyl plank flooring runs throughout (who else hates floors that change?). Three roomy bedrooms, decent closet space, a great living room and dining space that flows perfectly to outside entertaining or the gourmet kitchen. Speaking of the kitchen, this one not only packs a ton of storage and counter space, but it features solid wood cabinets, dovetail solid wood soft close drawers, and exotic granite finishing it off beautifully. New appliances including beverage/wine cooler are ready for culinary creations. The bathroom has custom tile, granite counter top and new fixtures. Inside laundry room (no doing your laundry in a garage or shed here) with access to fenced back yard. How about the backyard - it's fenced, private and offers all sorts of possibilities. Two outside storage sheds offer plenty of room for storage, bikes. . . Even the newer windows (windows installed in 2022) feature 2" faux wood blinds - wow. The roof was installed new in 2018 and the electric updated in 2020 - so there is nothing to do here but enjoy this house. Reclaimed water sprinkler system is operational and awesome with Rain Bird fully automated controller. Original garage was converted to living space years ago (prior ownership). Take a look today, you won't be disappointed.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $338,320 | $338,320 | $338,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,279 | $2,279 | $2,924 |
Total Monthly Payment | $2,379 | $2,379 | $3,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.