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This 1575sf custom brick ranch offers 4 bedrooms (1 in lower level), 2 full bathrooms, 2 car detached garage and an amazing 30 x 40 steel building located on a picturesque 1-acre lot backed by historic Noden - Reed Park open space. Pride of ownership shines in this home. Large eat-in kitchen with tile floors and quartz countertops that leads to living room with gorgeous hardwood floors, granite hearth fireplace and large picture window allowing for lots of natural light. French doors lead to paver patio with Trex seating and a retractable awning w/ front mesh sunscreen. The dining area is open to the living room and hallway, with whole house fan, that leads to 3 bedrooms and full bath. Hardwood staircase leads to a little over 1000sf of finished living space in the lower level. The family room offers a second fireplace, with a wood stove, a wet bar and plenty of space to spread out and enjoy. A full bath and guest room / office with a cedar closet complete the finished area with additional unfinished areas for workshop, storage and mechanicals. The 2-car garage has rear garage door allowing for drive through access to 30 x 40 steel building. Steel building has solar panels (that the new owner must assume the lease) to help produce electricity throughout the property. Home checks all the boxes for a family, someone looking for 1 floor living or someone looking for a dream space for their hobby. . . And check out the taxes : -)
Type | Level |
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Bedroom 1 | Main |
Bedroom 2 | Main |
Bedroom 3 | Lower |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,155 | $2,765 |
Total Monthly Payment | $2,575 | $2,575 | $3,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.