CANALFRONT 3BD/3BA HOME BUILT TO WITHSTAND A CAT 5 HURRICANE! This waterfront home is on a canal leading to the St. John's River. It has an attached Mother-In-Law suite with its own entrance and bathroom and bathroom with a welcoming tiled supersized shower, a large garage with a VERY sizable loft, a chain-link fenced yard and patio area. The boathouse has an electric boat lift and docks you can update to make your own. Inside both bedrooms come with en-suite baths, an open plan kitchen/living/dining area perfect for entertaining and even an extra storage closet. The air conditioner is separate from the main house as is the water heater and electric panel. There are 2 garage roll-up doors on the front and one even larger one on the back door. There is a motor home or camper bay on the right side of the garage, along with 2 cable outlets in the garage. There is a shed on the property of no value. Located close to restaurants, springs, playground, the park and the Astor Library. Less than 45 minutes to Ormond Beach, Deland, Lake Helen Crescent City, Ocala, Palm Coast and St. Augustine. Orlando, Daytona Beach, Gainesville and Green Cove Springs are less than an hour and a half away. Take a drive or jump in your boat and explore the scenery going down the St. John's River! PRICE IS FIRM! Home is sold As-Is.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,298 | $1,264 | $1,644 |
Total Monthly Payment | $1,570 | $1,536 | $1,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.