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3770 Stabile RD, St. James City, FL, 33956 | $325,000
Motivated seller! Discover the charm of island living in this immaculate, turnkey & fully furnished with high quality real wood modern furniture! 2-bedroom, 2-bathroom waterfront home, perfectly situated in the heart of St. James City, just under a mile from the boat ramp. With a new roof installed in 2020, this residence combines charm and functionality seamlessly. Step into the spacious living room, where high ceilings enhance the sense of openness, flooding the space with natural light for a welcoming atmosphere ideal for both relaxation and entertaining. The well-equipped kitchen is a dream for culinary enthusiasts, featuring modern appliances, ample cabinetry, and sleek countertops. Adjacent to the kitchen, the screened-in lanai provides a perfect spot for al fresco dining or unwinding with picturesque canal views and tranquil surroundings. Boating enthusiasts will appreciate the private dock just steps away, offering easy water access. The primary bedroom is a serene retreat with plenty of natural light from expansive windows. It includes an ensuite bathroom with a vanity, shower/tub combination, and generous closet space. Additional features of this home include in-residence laundry facilities, a spacious 2-car garage with ample storage, and elegant tile flooring throughout for easy maintenance and timeless appeal. Conveniently located near shopping, dining, and recreational amenities, this tropical oasis offers a perfect blend of serenity and convenience, promising a lifestyle of relaxation and enjoyment. Seize the opportunity to make this waterfront retreat your own and experience the pinnacle of island-inspired luxury and tranquility. Don't miss out on this exceptional chance to embrace coastal living at its finest.
Features
- Amenities: Streetlight,Underground Utility
- Bedrooms: 2
- Baths: 2 full
- Style: 1 Story/Ranch
- Development: ST JUDE HARBORS
- Year Built: 2002
- Garage: 2-car Attached
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Approx Sq. Feet: 1,500
- Acreage: 0.18
- Est. Taxes: $3,416
- Lot Desc: Cul-De-Sac,Dead End,Regular
- View: Canal,Landscaped Area
- Community Type: Non-Gated
- Water Front: Yes
- Boat Access: Wooden Dock
- Elem. School: SCHOOL OF CHOICE
- Middle School: SCHOOL OF CHOICE
- High School: SCHOOL OF CHOICE
- Pet Policy: No Approval Needed
- MLS#: 224044026
- Website: https://www.raveis.com
/prop/224044026/3770stabilerd_stjamescity_fl?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3770 Stabile RD, St. James City, FL, 33956
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
| Monthly Tax Payment | $285 | $285 | $285 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
| Total Monthly Payment | $2,090 | $2,088 | $2,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388