Nestled in the sought-after community of The Reserve at James Island, this stunning condo offers the perfect blend of style, convenience, and community living. Located just moments away from the vibrant St. Johns Town Center, residents enjoy quick access to premier shopping, dining, and entertainment options. Inside, the condo boasts meticulously cared for and upgraded interiors, including accent walls, interior paint, and thoughtfully improved bathrooms. The 'Villa Siena' layout is designed for modern living, offering both comfort and versatility, complete with a balcony, laundry room, crown moulding, and plenty of storage space. Residents of this community enjoy access to a wealth of resort-style amenities, including a sparkling pool, luxurious clubhouse, fitness center, an indoor basketball court, and consistent exterior maintenance. With beautifully landscaped grounds and a welcoming community atmosphere, this condo offers luxury living in the heart of Jacksonville's south side. This condo is move-in ready to welcome its new owners. Don't miss your chance to experience the luxury lifestyle of The Reserve at James Islandschedule a showing today! *Seller is motivated. *
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,255 | $1,223 | $1,552 |
Total Monthly Payment | $1,426 | $1,394 | $1,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.