Welcome to your everyday vacation paradise! This beautiful condo offers a resort-style living experience with breathtaking open water views. Watch stunning sunsets, boats gliding by, and dolphins playing right from your enclosed patio. Located on the 1st floor, this unit is complete with 1 bedroom, 1 full bath and 600 square feet of living space. The spacious open floor plan features ceramic tile flooring throughout, and decorative lighting and ceiling fans for a stylish touch. The kitchen is designed with modern convenience in mind, featuring newer countertops, wood cabinets, new refrigerator, and a large snack bar for ease in entertaining. The bathroom is beautifully accentuated with a vanity, tub, and ceramic tile flooring - providing a luxurious feel. Located in Bay Island, this premier 55+ gated community has a 24-hour guard service, you'll enjoy an array of amenities that cater to an active and social lifestyle. The community boasts six heated pools, two spas, four lighted tennis courts, shuffleboard courts, and his and her Nautilus gyms. The marina and clubhouse, complete with a lounge and commercial kitchen, are perfect for social gatherings. Onsite management and a dedicated social director ensure a vibrant community life with planned activities. Relax at the waterfront tiki hut and picnic grilling area, or take a leisurely stroll along the 1 ΒΌ mile waterfront path around the complex. The condo is equipped with hurricane-rated front windows, shutters on the enclosed lanai and has an egress door to Boca Ciega Bay, covered assigned parking, and allows for one small pet. Whether you're seeking a vacation home, a year-round residence, or an investment opportunity with rental potential (up to four times a year), this condo is the perfect choice. Embrace the tranquility and convenience of resort-style living at Bay Island. Scenic views of Boca Ciega Bay, a 1. 2 mile walking path around the entire complex and just minutes away from beaches, restaurants minutes away that include Gateway Subs, French Cafe & Ted Peters, 3 grocery stores within 1. 4 miles - Publix, Winn Dixie & Walmart Neighborhood Market, downtown St. Pete, very close to the hospital and just a 30 minute drive to Tampa International Airport.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,143 | $1,113 | $1,448 |
Total Monthly Payment | $1,484 | $1,454 | $1,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.