Welcome to your dream oasis located in Davis Shores, moments to Downtown St. Augustine and the beaches! This stunning 4-bedroom, 2-bathroom home offers a perfect blend of luxury and functionality. Step inside to discover beautiful tile floors that span the entire home, providing a clean and elegant foundation for any decor. The spacious living area is designed for both relaxation and entertainment, while plantation shutters throughout the home add a touch of Southern charm and offer privacy and light control. The gourmet kitchen is a chef's delight, featuring a sleek cooktop, solid surface countertops, and a large, picturesque window that overlooks the expansive yard. Adjacent to the kitchen, you'll find a large laundry room with added cabinets, offering ample storage and organizational space. The primary suite is a true retreat, boasting a custom-built closet and a luxurious en-suite bathroom with a soaking tub and separate shower. French doors lead from the primary suite to a screened-in lanai, where you can enjoy your morning coffee or unwind in the evenings. The yard is equipped with an irrigation system, making it easy to maintain lush, green landscaping. The home's thoughtful layout includes three additional bedrooms, all situated separate from the main living space, providing privacy and a quiet atmosphere. This layout is perfect for families, guests, or even a home office setup. Located in the desirable Davis Shores neighborhood, this home is just minutes away from the historic charm of downtown St. Augustine, beautiful beaches, and a variety of local amenities. Whether you’re taking a stroll along the waterfront or exploring the vibrant local dining scene, you’ll love calling this neighborhood home. This home has a brand NEW HVAC system & a transferrable flood policy of $1, 500 per year! Schedule a viewing today and experience the best of St. Augustine living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$745,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,965 | $3,961 | $5,110 |
Total Monthly Payment | $4,543 | $4,539 | $5,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.