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Welcome home! This adorable 2-bedroom, 1-bathroom ranch offers cozy living and a touch of classic elegance. As you step inside the slate tiled foyer, you'll immediately notice the warmth of the new laminate floors in the fireplaced living room and the hardwood floors that flow through the bedrooms. The main living area is perfect for relaxing and entertaining, with great natural light filtering through the windows. The kitchen is efficiently designed, offering ample cabinetry, a dedicated pantry, and a layout that makes meal preparation a breeze. Downstairs, the partially finished basement expands your living space with a versatile rec room. An adjacent office provides a quiet space for work or study, while the dedicated laundry room adds convenience to your daily routine. Step outside onto the large deck that overlooks the backyard, perfect for summer barbecues, outdoor dining, or simply enjoying the serene surroundings. The attached one-car garage offers additional storage space and protection for your vehicle. Natural gas heating, and public water and sewer make the systems in this home worry-free. Centrally situated, this home is close to local schools, parks, shopping, and dining options, making it an ideal location. There is very easy access to major highways and shopping. It is 15 minutes to HARTFORD, 35 minutes to SPRINGFIELD, and approximately 2. 5 hours to NYC or BOSTON. ** Offers due Sunday 6/2 by 5pm. **
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.1 x 12.5 | Main |
Eat-In Kitchen | Bay/Bow Window,Ceiling Fan,Eating Space,Laminate Floor | 11.2 x 20.2 | Main |
Full Bath | Tub w/Shower,Tile Floor | 7.8 x 4.1 | Main |
Living Room | Bay/Bow Window,Fireplace,Laminate Floor | 11.2 x 19.1 | Main |
Office | 11.1 x 13.7 | Lower | |
Other | 5.1 x 9.1 | Lower | |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 11.2 x 14.0 | Main |
Rec/Play Room | 22.7 x 31.5 | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,516 | $1,515 | $1,954 |
Total Monthly Payment | $2,022 | $2,021 | $2,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.