CLERMONT CUSTOM HOME WITH NO HOA. COULD BE AN INLAW SUITE, MULTI GENERATIONAL HOME, POSSIBILITIES ARE ENDLESS!! Full size home downstairs with it's own entrance and garage. 1 Block from Lake Minnehaha. This is a truly unique home. Custom built with all brick and stucco outside. Brick sidewalk takes you to the double front doors, enter in the large 15x7 tiled foyer with wood beams in the vaulted ceiling and step down to the huge living room. Floor to ceiling brick fireplace on one side and a wet bar on the other. Sliding doors open to the large Florida Room surrounded by windows with A/C. Florida Room opens to a newly replaced open deck with Trex decking. It's completely screened in and overlooking the pool. Inside the spiral stairs take you upstairs to a bedroom and bath with a balcony looking over the living room. (There are also a set of straight stairs leading up to the upstairs. ) The kitchen has wood cabinets and granite tops, stainless appliances. Laundry room is off the kitchen and has a full bath with a shower and exterior door. Kitchen is open to the breakfast area and large dining room. Also on this floor are the Primary Bedroom and Bath complete with a walk in closet, Bathroom has a whirlpool tub and tiled shower. 2 sinks and a walk in closet with built in shelving and a linen closet. Master Bedroom also opens to the 12x23 Florida Room. Bedroom 2 is connected to the 2nd bath. The basement is a whole other living quarters. It could easily accommodate a multi generational family, or just privacy for company. Take the spiral stairs down to the fully finished basement with a kitchen, 2 bedrooms, 1 full bath. Huge see thru wood burning fireplace finished with Sumter County Stone. Three sets of sliding doors open to the huge screened in pool area. 12x32 pool with spa. Pool has a salt water system. It is an older model and not working at this time. It is plumbed and has the necessary electrical to get it back working. (There is also a straight set of stairs if you don't want to use the spiral. ) A large 2nd garage measures 12x39 ft. It is huge and it has plenty of room for parking and workshop if wanted. 8x10 garage door. Some other features are solid wood doors, Anderson windows trimmed in wood, Lots of storage closets throughout. 2 Story Screen enclosure
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,920 | $583,920 | $583,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $311 | $311 | $311 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,643 | $3,548 | $4,615 |
Total Monthly Payment | $4,046 | $3,951 | $5,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.