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514 W Hancock STREET, Lakeland, FL, 33803 | $289,900
BACK ON THE MARKET! THEIR LOSS IS YOUR GAIN! Welcome to 514 W Hancock Street, a captivating historic home in the heart of Dixieland, once a local Baptist church. With soaring 14-foot ceilings and a spacious layout, this property invites you to envision your personal touches throughout.
Nestled on a double fenced lot of over a quarter acre, you’ll enjoy ample outdoor space, highlighted by a charming front screened porch—perfect for sipping your favorite beverage while soaking in the historic surroundings. While making this house your home, envision expanding your abode as you have plenty of property to work with.
This well-maintained home features significant updates, blending modern comfort with historic charm. The kitchen, updated in 2017, includes contemporary amenities while retaining its unique character. An additional air conditioner in the kitchen keeps things cool during warmer Florida months, and the main A/C unit, still under warranty, has been recently updated.
Interior highlights include cedar-lined closets & original hardwood flooring, adding to the renowned charm. The home has just been rewired (10/2024). Recent updates—such as new insulation (2019), a hot water heater (2024), and a roof (2020)—ensure energy efficiency and peace of mind. Note the stump on the west side of the home has also been removed.
The half bath was replumbed in 2023 for added convenience. Located just steps from popular local spots like Cob & Pen and Born & Bread, this property offers a rich historical backdrop within a vibrant community. Plus, the seller is offering a credit for flooring, allowing you to personalize this beautiful space.
Don’t miss the chance to make this piece of Lakeland history your own. Contact us today to schedule a viewing and experience the charm of 514 W Hancock Street firsthand!
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Lot Size: 100 x 130
- Laundry: In Kitchen, Inside
- Style: Bungalow
- Year Built: 1922
- Garage: Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,200
- Acreage: 0.3
- Lot Size: 100 x 130
- Est. Taxes: $1,192
- Lot Desc: Historic District, City Lot, Oversized Lot, Sidewalk
- Elem. School: Dixieland Elem
- Middle School: Southwest Middle School
- High School: Lakeland Senior High
- Appliances: Electric Water Heater, Range, Refrigerator
- MLS#: P4930556
- Days on Market: 72 days
- Website: https://www.raveis.com
/prop/P4930556/514whancockstreet_lakeland_fl?source=qrflyer
Listing courtesy of DALTON WADE INC Phone: 888-668-8283
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
514 W Hancock STREET, Lakeland, FL, 33803
$289,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,920 | $231,920 | $231,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $99 | $99 | $99 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,543 | $1,541 | $1,989 |
| Total Monthly Payment | $1,717 | $1,715 | $2,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388