Move right into this charming 2 bedroom 2 bath Seminole home in NO FLOOD, no evacuation zone, yet minutes to Gulf beaches of Indian Shores, all 3 Seminole public schools or private Blessed Sacrament Catholic school and church, new Seminole City Center with dine-in movie theatre, restaurants, stores, doctors' offices, St. Pete College, Post Office, and Seminole Rec Center with lots of athletic classes and large swimming pool. In 2020 to 2021 this home got a full interior make-over with new kitchen, appliances, new laminate floors, interior doors, hardware, recessed lighting, fresh paint, bathrooms (both inside of home and airconditioned), storage/ laundry room (inside) plus a garage for storage area. Long exterior concrete driveway for ample parking. Enjoy a quaint screened/ window-enclosed Florida room overlooking an all fenced yard with shed and room for a large pool - plenty of area for your dog or children to play! White vinyl Fencing in the back of 70x94 size lot, main roof in 2014, new electric panel box & A/C in 2020. Home inspection performed with transferrable wind mitigation and 4-point insurance reports (done on May 22nd, 2024) by Paladin Home Inspections and attached to MLS. Home heated sqft increased to enclose 2nd bath, laundry room/storage room which took sqft from garage - no room to park a compact car, only bikes, motorcycles, golf carts, etc. Call for a showing today and make this lovely block home yours!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,073 | $2,674 |
Total Monthly Payment | $2,506 | $2,504 | $3,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.