87 Stella Drive, Gardiner, NY, 12525 | $295,000

Welcome to your private paradise nestled within 6. 3 acres of lush woodlands in the New Paltz School District, offering a serene escape from the hustle and bustle of everyday life. Wander along the tranquil trails that wind through this picturesque landscape, immersing yourself in the beauty of nature. As you approach, the 3 car garage greets you, awaiting the vision of your dream home. With underground electric already in place, along with all necessary surveys and prior BOH approval for a luxurious 4-bedroom residence, the groundwork for your ideal lifestyle has already been laid. Adding to the allure of this exceptional property is previously mentioned state-of-the-art garage, meticulously crafted in 2019 to the highest standards. Boasting a spacious 1200 sq. ft. on the first floor with additional square feet on the second floor, this versatile structure presents a myriad of possibilities. The Town of Gardiner Building Inspector has even confirmed its potential for conversion into a primary residence, subject to proper permits and final review, opening doors to a world of endless opportunities. Equipped with 100-amp service, which can be effortlessly upgraded to 200-amp to accommodate a single-family home, as well as LED lighting and multiple receptacles, this garage is primed for transformation into a luxurious living space, accessory apartment, studio, or whatever your heart desires. Nestled in the heart of Gardiner, this idyllic location on a dead end road, offers easy access to an array of outdoor activities, from hiking and climbing to biking and exploring local farmers' markets and wineries. In a market where such opportunities are rare, seize the chance to sculpt your own private sanctuary amidst the breathtaking landscapes of Gardiner. Your dream lifestyle awaits amidst this unparalleled haven of natural beauty. For sale adjacent to this property is a 4 bedroom 4 bath home on 6. 4 acres MLS#6299663. Combo listing MLS#6305318.

Features

  • Zoning: Other
  • Elem. School: Duzine School
  • High School: New Paltz Senior High School
  • School District: New Paltz
  • MLS#: H6309234
  • Days on Market: 126 days
  • Website: https://www.raveis.com
    /prop/H6309234/87stelladrive_gardiner_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of BHHS Nutshell Realty   Phone: 845-687-2200

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

87 Stella Drive, Gardiner, NY, 12525

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,472 $1,434 $1,865
Total Monthly Payment $1,547 $1,509 $1,940

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.