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This Century old historic home in the heart of West Bradenton offers an opportunity to carry on an amazing story. When the story began, there were only a few nearby homesteads surrounded by acres of farms, horseback was the primary means of transportation, and a natural spring bubbled up in the front yard. Embracing the history, while reimagining the future, the current owner has lovingly cared for the property for over three decades. One of the most intriguing features is the detached full living quarters (539sqft) to the back corner of the yard. Use your creativity and utilize this additional 1 bedroom, 1 bath home for extended family, multi-generational living, or to create an income producing rental. The main home (2105sqft) is a 3 bedroom, 2 bath with the primary suite downstairs for ease of access, plus a small bright and cheerful den which would be a perfect home office or playroom. The upstairs exudes character and the walls of the largest of the two bedrooms features refinished pecky cypress walls and ceiling. Each bedroom is graced with copious sunlight as well. Spacious front and back screened porches allow you to enjoy sunsets and sunrises, additionally the back yard has been transformed into an open patio graced with Florida friendly landscaping, as well as avocado, star fruit, mulberry and loquat. Best yet? A brand new oversized 24x22 garage keeps your car protected and allows for additional storage and workshop space. The extended driveway concrete is new too! The metal roof was installed in 2018, first floor A/C replaced in 2019 and the main living space was transformed years ago to create ample gathering space with hardwood floors and 9 foot ceilings. The generous kitchen includes solid wood cabinetry, a reverse osmosis water filter, eat-in breakfast nook as well as indoor laundry closet. The home is protected under drywood and subterranean termite contracts. Additionally, the Seller is offering a one year home warranty at closing with acceptable offer. The floorplan and virtual tour can be viewed here: https: //my. matterport. com/show/?m=MWgcz1QHmiM&mls=1 PRICED BELOW RECENT THIRD PARTY APPRAISAL. This is an amazing value for two houses and a brand new garage.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,827 | $3,823 | $4,932 |
Total Monthly Payment | $3,999 | $3,995 | $5,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.