MAKE THIS YOUR NEXT MOVE. . . . TRUE "2" BEDROOM located in Heart of Bay Terrace, is move in ready & just minutes to the Bay Terrace shopping center. This spacious layout features an entry foyer with a walk in closet. The formal/dining room area and living room are open, making it a great space for entertaining, The eat in kitchen, has tiled floors, recessed lighting, granite counter tops and 2 windows. A hallway leads back to both bedrooms, (and has 2 addition coats). The 1st Br is large and has a double closet while the 2nd BR is oversized and has wall to wall ceiling to floor closets. The bathroom is fully tiled and renovated and has a separate outside vanity area. Laundry room is located in the Lobby of the building. Express QM20 into NYC & local bus Q28 to Main Street are located outside. Blocks to schools and just minutes to Bell Blvd where you'll find a choice of Restaurants and Shopping along with the LIRR into NYC. Conveniently located to the Clearview Expressway leading to local highways and bridges. NO FLIP TAX! ~ OUTSIDE PARKING SPOT IS INCLUDED! (small monthly fee applies)
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Our Executive Mortgage Banker:
Our Insurance Division:
$358,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $286,400 | $286,400 | $286,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,905 | $1,904 | $2,456 |
Total Monthly Payment | $1,980 | $1,979 | $2,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.