1405 Ridge TERRACE, Tarpon Springs, FL, 34689 | $429,000

End Unit which makes it light and bright! Attractive floor plan featuring 3 bedrooms, 2. 5 bathrooms, wood floors, spacious kitchen with eat in area, wood cabinets, granite counters, pantry and breakfast bar. The Master Bedroom/Suite located on the first floor with private bathroom has dual sinks, garden tub, separate shower and walk in closet. The additional 2 bedrooms which are generous in size are located on the 2nd floor along with a large open loft area. Interior Laundry with washer and dryer. Relax on your covered screened lanai. Do not miss viewing this townhome! Charming and Historic Tarpon Springs - Outdoor activities are unlimited as there is something for everyone, whether you enjoy wandering through the quaint fishing village of nearby Tarpon Springs, savoring eclectic eateries, browsing charming shops, strolling the beaches of Fred Howard Park or venturing out on the water for paddle boarding, kayaking, fishing, or a sunset cruise. This townhome is located a few blocks from the popular Pinellas Trail! Tarpon Springs is within easy proximity to Tampa International Airport and is located within the Tampa Bay area - known for its world-class attractions, award-winning beaches and enviable lifestyle.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,977
  • Acreage: 0.07
  • Est. Taxes: $5,740
  • HOA Fee: $290 Monthly
  • Elem. School: Tarpon Springs Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8244045
  • Days on Market: 181 days
  • Website: https://www.raveis.com
    /prop/U8244045/1405ridgeterrace_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 9:47:07 PM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

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NMLS Mortgage Loan Originator ID 16953

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1405 Ridge TERRACE, Tarpon Springs, FL, 34689

$429,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $478 $478 $478
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,283 $2,281 $2,943
Total Monthly Payment $2,836 $2,834 $3,496

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.