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Love Highland Lakes but really want high ceilings? This could be the house for you! Soaring vaulted ceilings over spacious living & dining areas greet you upon entry to this pristine home. You'll love the location on a desirable cul-de-sac close to all the main clubhouse amenities and events, the efficient eat-in kitchen with a sunny front window and solid surface counters, an extra room perfect for home office or crafts, & the large sunroom opening to a back patio. The spacious master suite has generous closets & a private bathroom with step in shower. This is a beautifully maintained house from the manicured front yard throughout. The dimensional shingle roof with moisture barrier underlayment is 5 years new, there are quality dual pane windows all through the house, newer impact doors, an updated electric panel, 3-ton HVAC less than 10 years, & the water heater is just 3 years. Even the sunroom vinyl windows were replaced earlier this year, and there is new dusk to dawn exterior lighting. The large backyard could easily accommodate a pool if desired, and the irrigation system is fed by a cost-saving deep well. This house is move-in ready & priced to allow for your decorating choices. Highland Lakes is Palm Harbor's premier 55+ golf community. You'll love the friendly country club atmosphere and resort style amenities. Residents enjoy free golf on three 9-hole executive courses, a heated pool & spa. There are tennis, pickleball, bocce, shuffleboard & bowling leagues. Health & fitness programs include aerobics & yoga. The huge main clubhouse has an auditorium and is venue for more entertainment and social events than will fit on your calendar. There are lakefront amenities too. The Lake Tarpon Lodge has another heated pool, boat ramp, and fishing pier, free RV or boat storage in a secure lot as well as private party & picnic facilities. The Arts & Crafts annex has classes, studios & a full woodshop. Highland Lakes is blissfully close to world class beaches, fantastic shopping and restaurants, rich cultural resources, exciting pro sports, two major airports, and excellent medical services. Highland Lakes is on high ground safely above the flood plain and is even a non-evacuation zone. Isn't it time for you to relax & live the good life?
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $116 | $116 | $116 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,319 | $2,317 | $2,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.