Under contract-accepting backup offers. ORIGINAL OWNER! This 4BR home has MANY UPGRADES & is absolutely MOVE-IN READY! Not in a flood zone! See the tours (360 & video slide) attached! You & your family will be amazed at this fantastic layout, complete with a living, family, & loft/flex area too! The downstairs provides a wealth of design options & has the master bedroom, lg. bathroom, & walk-in closet! Enjoy a fully renovated master suite & stunning bathroom - both completed w/ upgraded flooring, newer sliding doors, & tiles! The kitchen has a completely renovated package of cabinets, stainless steel appliances, stone counters, tile, & more! The entire 1st floor has plantation shutters & the family room has a custom-built cabinet center too. Wonderful natural light abounds & the dining & living area has beautiful tile floors with a host of options for you to place your furniture! The downstairs laundry room is very large & the half bath is perfect for entertaining! Elegant solid step stairs & rail leads you to a great 2nd floor design! Work or play in the open flex/loft area w/ gorgeous wood floors, see the lg. 3 bedrooms upstairs w/ spacious closets, a full bath, plantation shutters, & an addl. half bath! You'll lose your breath when you see the amazing back yard! The meticulous brick designed courtyard & walkways, a fire pit, impressive landscaping & plants, covered porch/patio, a shed, nice afternoon shade, fencing for privacy, irrigation sys. (front yard) & more! Your garage is perfectly designed w/ a new electric panel, a deep layout, plentiful storage cabinets, & a back door to the garden & yard! Other upgrades include a re-piped 1st floor & newer HVAC sys. w/ a transferrable warranty. Come see why ALL these accolades written will 100% deliver! The community has impressive medley of winding streets, a short walk to the neighborhood lake that is perfect to see nature & all, & a great community atmosphere. Twelve Oaks is located in the center of so much, w/ a Publix Shopping center right up the street & at the hub of the community, many shops/entertainment/restaurants, minutes to the Veterans Expressway, just North of Tampa Intl. Airport, & very near so many attractive destinations in Tampa Bay!
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Our Executive Mortgage Banker:
Our Insurance Division:
$540,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $211 | $211 | $211 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,704 |
Total Monthly Payment | $3,177 | $3,174 | $4,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.