2320 Terra Ceia Bay BOULEVARD, #203, Palmetto, FL, 34221 | $235,000

You're going to love this condo in Terra Ceia Bay. Overlooking the golf course, you'll find this 2 bedroom, 2 bath unit has been recently updated with luxury wood plank flooring throughout most of the condo. Living room - Dining room combo with built in cabinets and wet bar. Updated kitchen with custom cabinets, granite counter tops and all new stainless appliances. All appliances stay including the stackable washer and dryer in the hallway laundry closet. Updated bathrooms with granite counters, custom cabinets, and tile shower/tub. Primary bedroom has a walk in closet and full bath with double sinks, granite counters and tile shower. The deck/balcony of the living room over looks a park like area, view of building pool and golf course! NEW HVAC & NEW Water Heater (2024), and assigned parking. This Building has a private pool, gym, and rec area. The gated community offers a golf course, tennis, community pool with tiki bar, pickle ball, fitness center, restaurant, bar and club house.

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 8
  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Complex: THE TERRA CEIA CLUB
  • Year Built: 1991
  • Common Charge: $664 Monthly
  • Approx Sq. Feet: 978
  • Acreage: 3.2
  • Est. Taxes: $3,352
  • Lot Desc: Flood Insurance Required, City Lot, Near Golf Course, On Golf Course
  • View: Garden, Golf Course, Pool
  • Elem. School: Palmetto Elementary-MN
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: A4611729
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/A4611729/2320terraceiabayboulevard_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 5:01:08 AM)
Listing courtesy of MCNEELY & COMPANY   Phone: 941-730-1880

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2320 Terra Ceia Bay BOULEVARD, #203, Palmetto, FL, 34221

$235,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,000 $188,000 $188,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $279 $279 $279
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,142 $1,142 $1,486
Total Monthly Payment $1,496 $1,496 $1,840

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.