One or more photo(s) has been virtually staged. *** FREE lender rate buy down that will save you over $3000 in the first year! *** A Lakeland Oasis - Charm & Convenience Await! This captivating, renovated 4 bedroom, 2. 5 bathroom pool home offers the perfect blend of modern updates and classic character. Within a few minutes walk of the sparkling shores of Lake Hollingsworth and the renowned Florida Southern College, this gem screams freedom and NO HOA fees or restrictions (come park you boats and RVs)! Step inside and be greeted by the warmth of refinished original wood floors and a completely repainted and re-textured interior. The stunning eat-in kitchen features updated dark stainless steel appliances gleaming against soft-close shaker cabinets and beautiful granite countertops. The extra-large master suite provides a peaceful retreat within the split floor plan, has a remodeled show-stopping walk-in shower, and a spacious walk-in closet. This turnkey home offers year-round comfort with a completely rewired electrical system, a larger, more efficient HVAC system replaced in 2017, and double-paned windows with blown-in insulation for ultimate energy savings. The laundry is a breeze with an indoor space and an additional half bath off the mudroom area. Unwind and entertain on the extended private patio, cool down and splash in the pool or enjoy a backyard BBQ. The fully fenced backyard boasts multiple mature avocado trees on a 1/3-acre lot with a large gate - perfect for boat or camper storage! This incredible location offers easy walking distance to Lakeland's best family parks and the city's renowned 27-hole golf course. Peace of mind comes with a clear termite inspection completed in 2019. Don't miss this opportunity to own a piece of Lakeland paradise! This move-in-ready charmer awaits! *** UPDATES and MAINTENANCE: light fixtures added inside and out, exterior painted, SLATE stainless appliances added with a high-end convection micro included, PVC privacy fence, master bathroom updated, sprinkler system added, new bath 2 vanity added. Above ground pool replaced September 2024 *** Take a look at the virtual tour, if you like what you see, request a showing now! Don't miss out.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,120 | $315,120 | $315,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,094 | $2,657 |
Total Monthly Payment | $2,330 | $2,354 | $2,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.