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52 Gina Circle, Stratford (North End), CT, 06614 | $499,000
This bright and welcoming home on a tree-lined cul-de-sac in a desirable, quiet neighborhood convenient to shopping, highways, and amenities offers a floorplan with flexibility and options to meet your needs! The lower level (942 square feet), currently used as family room with 2 bedrooms off, could accommodate home office suite, great recreation space for hobbies, or extended family/in-law living area. Spacious family room features a wood-burning fireplace, easy-care tile flooring, and glass door to walk-out lower level deck which is shaded and protected from rain by upper deck above. Lower level deck leads to manageable size fenced-in backyard. Lower level also includes half bath with laundry and access to large 2-car attached garage. Upper main level (1, 002 square feet) features sunny living room with large windows, formal dining room, both with hardwood floors, eat-in kitchen with stainless appliances, access to upper deck off kitchen and full bath in hall. Primary and second bedrooms also have hardwood floors and primary bedroom has a full bath, which means this home has two full and one half baths. Deck off kitchen allows for easy, convenient outdoor gatherings and grilling. Come see this lovely home and plan to be in it in time for your summer enjoyment! Seller has no knowledge of zoning restrictions/allowances relating to use of lower level as in-law apartment or for any other purposes. Buyer will need to do their own due diligence for intended use(s).
Features
- Town: Stratford
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Lower Level
- Style: Raised Ranch
- Year Built: 1985
- Garage: 2-car Attached Garage
- Heating: Baseboard,Hot Air,Hot Water,Zoned
- Cooling: Ceiling Fans,Window Unit
- Basement: Full,Heated,Fully Finished,Walk-out,Liveable Space
- Above Grade Approx. Sq. Feet: 1,002
- Below Grade Approx. Sq. Feet: 924
- Acreage: 0.23
- Est. Taxes: $7,601
- Lot Desc: Treed,Sloping Lot,On Cul-De-Sac
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Gas Range,Microwave,Refrigerator,Dishwasher,Washer,Electric Dryer
- MLS#: 24020122
- Days on Market: 148 days
- Website: https://www.raveis.com
/prop/24020122/52ginacircle_stratford_ct?source=qrflyer
Listing courtesy of Hodson Realty, Inc.
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Ceiling Fan,Laminate Floor | Lower |
| Dining Room | Hardwood Floor | Upper |
| Family Room | Fireplace,Tile Floor | Lower |
| Full Bath | Tub w/Shower | Upper |
| Living Room | Ceiling Fan,Hardwood Floor | Upper |
| Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | Upper |
| Rec/Play Room | Half Bath,Laminate Floor | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
52 Gina Circle, Stratford (North End), CT, 06614
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $633 | $633 | $633 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,423 |
| Total Monthly Payment | $3,431 | $3,361 | $4,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524