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One or more photo(s) has been virtually staged. Welcome to Emerald Oaks, a beautiful community with no CDD and a low HOA. This house isn't just a place to live, but an invitation to open living and endless design possibilities. Immediately to the left, after entering the property is the first and only room on the bottom floor. This is great if you have a family member who can't move easily up and down the stairs. Alternatively, it can serve as an office with a spacious walk-in closet for storage or clothes. The open floor plan combined with the high ceilings gives the house an airy atmosphere for you to relax with family or entertain with friends. Do you have allergies? Well, have no fear in this 3600+ sqft house composed of ceramic tile, engineered hardwood, and luxury vinyl. You'll notice the only place you'll find carpet is a small strip in the coat closet. Whip up your favorite meals in this beautiful kitchen that boasts cafe brown cabinetry and light granite countertops complimented by stainless steel appliances. Don't want to eat in the dining room? Take a few steps out on your spacious and screened-in lanai while you enjoy your meal with a beverage you choose. Rain or shine, you can entertain and BBQ in the privacy of your backyard. Escape to the upstairs and enjoy the privacy the split floor plan has to offer. Unwind in your master suite with a garden tub to soak the day away or the adjacent shower perfect for two. The his and her sinks offer plenty of counter space in the spacious bathroom. Get lost looking for something to wear in your spacious walk-in closet. The expansive bonus room is a perfect size for entertaining and creating an experience you'll never forget. Easily keep the house clean downstairs with the laundry being conveniently on the second floor. The three remaining rooms are equally roomy and can accommodate multiple designs. The cherry on top is being conveniently located near local shopping and interstates such as I-75 and I-4 for easy commutes to downtown or MacDill AFB. Don't miss out –schedule a showing today and experience it yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.828% | 7.133% | 6.276% |
Monthly Tax Payment | $590 | $590 | $590 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,579 | $3,272 |
Total Monthly Payment | $3,246 | $3,244 | $3,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.