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Welcome to 14 Meadow Ridge Road, a 4-5 bed 4 bath coastal contemporary home perfect for seasonal or year-round residency. The uniqueness of this property lies in its location. While many coastal properties offer stunning ocean vistas, few also provide the serene backdrop of a wooded area. This dual feature provides residents with a diverse and dynamic living experience. The current owners have invested in improvements inside and out including kitchen and baths, appliances, utilities, and whole home auto standby generator offering uninterrupted comfort. The primary suite boasts a coastal-inspired bath, California Closets, and a balcony, ideal for enjoying morning coffee while you soak up the ocean views to start the day. Custom window treatments add a touch of elegance, while a spacious family/media room offers unlimited potential for entertainment or relaxation. On the lower level you will find a professionally finished basement presenting versatile options, potentially serving as an in-law suite or additional living space, complete with a kitchenette, sleeping quarters and full bath. Step outside and enjoy the patio and spa, or relish in ocean views from the covered porch and multi-level mahogany deck. If you're seeking the tranquility of nature or the energy of outdoor activities, this property offers the best of both worlds. Available furnished or unfurnished, this unique property presents a rare opportunity to experience coastal living at its finest.
Type | Description | Dimensions | Level |
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Bedroom 1 | 12.0 x 15.0 | Upper | |
Bedroom 2 | 13.0 x 16.0 | Upper | |
Dining Room | Cathedral Ceiling | 15.0 x 19.0 | Main |
Living Room | Fireplace | 27.0 x 15.0 | Main |
Office | 11.0 x 9.0 | Main | |
Primary BR Suite | Remodeled,Balcony/Deck | 22.0 x 15.0 | Upper |
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $980,000 | $980,000 | $980,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.486% | 6.307% |
Monthly Tax Payment | $644 | $644 | $644 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,719 | $6,114 | $8,336 |
Total Monthly Payment | $6,488 | $6,883 | $9,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.