3149 Songbird CIRCLE, Saint Cloud, FL, 34773 | $330,000

*SELLER MOTIVATED* ASSUMABLE MORTGAGE AVAILABLE WITH A 3. 87 INTEREST RATE! CALL TODAY FOR MORE DETAILS! Discover this delightful 2-bedroom, 2-bathroom home, ideal for those seeking the vibrant lifestyle of a 55+ community. Upon entering, you'll be greeted by a lovely entryway leading directly into the dining room. The heart of this home, the kitchen, boasts quartz countertops, an island with additional seating for food preparation, and a spacious pantry. The great room at the back of the house features a stunning accent wall and offers a scenic view of the lanai, ensuring privacy with no rear neighbors. The lanai is screened in, with brick pavers extending further to create the perfect space for grilling or a fire pit. The generously sized owner’s suite includes an en-suite with dual sinks, a large walk-in shower, and a professionally organized walk-in closet by Closets By Design completed with a make up desk. In fact, all closets in this home, including the pantry, have been expertly designed for maximum efficiency. This home also includes security cameras located around the property and tinted windows throughout. Located just 40 miles southwest of Orlando and 40 miles from the east coast beaches, this gated community provides a serene and tranquil environment. Residents can enjoy boating on Buck Lake, golfing, and a variety of recreational activities. Harmony offers a wealth of amenities, including: Dog park, Zero-entry pool at the amenity center, Community gathering room, Private gym, Tennis and pickle ball courts, Boating, Walking trails, and last but certainly not least an 18-hole Johnny Miller golf course. Additionally, the Homeowners Association takes care of lawn maintenance, ensuring a carefree and well-manicured exterior for you to enjoy. Embrace the Harmony lifestyle today!

Features

  • Amenities: Clubhouse, Fitness Center, Golf Course, Pool, Tennis Court(s), Trail(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,305
  • Acreage: 0.11
  • Est. Taxes: $2,399
  • HOA Fee: $460 Quarterly
  • Lot Desc: Sidewalk
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: O6208271
  • Days on Market: 135 days
  • Website: https://www.raveis.com
    /prop/O6208271/3149songbirdcircle_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 8:08:41 PM)
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY   Phone: 407-695-2066

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3149 Songbird CIRCLE, Saint Cloud, FL, 34773

$330,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $264,000 $264,000 $264,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $200 $200 $200
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,756 $1,755 $2,264
Total Monthly Payment $2,031 $2,030 $2,539

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.