A GREAT PRICE IMPROVEMENT! MOTIVATED SELLERS . . . Welcome to your DREAM HOME! This meticulously maintained 3-bedroom, 2-bathroom residence boasts an expansive family room, ideal for gatherings and relaxation. Step into the heart of the house and discover a fully renovated kitchen adorned with sleek granite countertops and brand-new appliances. With 1, 750 square feet of space, the open floor plan and its cathedral ceiling invite you to create unforgettable memories with loved ones. Luxurious vinyl flooring graces the social areas and bedrooms, offering elegance and practicality. The generously sized main bedroom provides ample room for your furniture ensemble. Benefit from modern amenities, including a 2020-installed roof and solar panels which ensure energy savings ($$$$) for the years to come (SOLAR PANELS system will be PAID OFF at the closing!). Step outside to the spacious backyard lanai (48 ft. x 8 ft. ), overlooking a serene preserve—a perfect setting for entertaining or unwinding tranquility. Your oasis awaits! FLOOD ZONE is AE but this house has experience NO FLOODING OR DAMAGE from all and recent hurricanes. Plantation Bay is centrally located with easy access to I-75 to commute to Sarasota, Bradenton & Tampa; conveniently located to DETWILER'S farm market, Ellenton OUTLET, COSTCO, shopping, restaurants & Florida's best beaches. MOTIVATED SELLERS. PRICE IMPROVEMENT!
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Our Executive Mortgage Banker:
Our Insurance Division:
$368,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $294,400 | $294,400 | $294,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,008 | $1,957 | $2,483 |
Total Monthly Payment | $2,234 | $2,183 | $2,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.