One or more photo(s) has been virtually staged. PRICE REDUCED! Welcome to luxury living in Lake James - an exclusive 55+ neighborhood, solely comprised of high-quality Ernie White construction homes. Pride of ownership is evident, and the shared amenities include a clubhouse, gym, heated community pool overlooking the water, walking paths, sidewalks, and a gated entry. This former “Hollingsworth” MODEL home features 2 split bedrooms, 2 bathrooms, and an office. Curb appeal is enhanced by stone accents, an impressive front elevation, crisp exterior and driveway paint, and beautiful landscaping. The grand entryway sets the stage for the rest of the home, which was intentionally designed to highlight the builder’s signature decorative features, such as crown molding, tray ceilings, french doors and built-ins. Additional upgraded fixtures, ceiling fans, plantation shutters and attractive tile flooring add style and functionality throughout. When entertaining, you will appreciate the high ceilings and open central area, which includes a formal dining room and a spacious kitchen overlooking the large family room and informal dining area. Sliding doors frame peaceful water views and provide gorgeous natural light, while also leading the covered and screened back porch - a perfect place to escape and relax or entertain and delight! Retreat to your large primary suite, which includes an oversized bedroom, a luxurious en-suite bathroom, and an incredible walk-in closet with custom storage. In addition, this home has intercoms, a security system, double paned windows, an interior laundry room with sink and storage, and an immaculate two-car garage with epoxy flooring and shelving. You can move right in, as this meticulously maintained property has a new roof (2022) fresh exterior paint (2024), interior paint (2019) and an 18-seer air conditioner (2019). Newer GE profile appliances (2022) and the washer/dryer are all included, as well. Low-maintenance living with lawn care included (mowing, edging, landscaping, fertilizer and pest control), and even a basic cable package, ensure that your time can be spent relaxing, socializing among your neighbors, and exploring all that Central Florida has to offer. Lakeland's location between Tampa and Orlando provides easy access to popular theme parks, beaches, and more. You will love the convenience and high quality of life that await in wonderful Lake James!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,258 |
Total Monthly Payment | $2,842 | $2,840 | $3,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.