Visit this 2008 center hall Colonial and you won't want to leave! Gorgeous marble steps greet you at the covered front entrance, but chances are you'll enter the back. . . that's the Vermont way! Bonus room above 2-car garage has separate entrance and heating system. . . could be converted into an ADU if you'd like to rent a portion of your home for rental income. . . or ideal for visitors or a home business! When you step into the kitchen, it just feels like HOME. Classic granite counters, Stainless Steel appliances, and pantry. From the heart of the home, flow into the tranquil family room, dramatic dining room, or the Timberframe screened porch. There's also a beautiful living room with a wood-burning stone fireplace and a powder room on the main level. Upstairs are 4 bedrooms and 2 full baths, including primary suite with walk-in closet, and hallway laundry closet. Lower level finished space currently a teen hangout and billiards room, plus a large storage room. Now let's talk about the systems. . . an oil-fired boiler that heats hot water, which runs through baseboards in the basement, but for the rest of the main house, it is circulated through the ducts. . . which also provide central air! Excellent insulation, so there's also an air exchanger. You'll be comfortable year round! Private septic, drilled well with softener/filter/reverse osmosis, high speed internet. Lush yard and mountain views in a quiet neighborhood with easy commute to Bennington or Manchester.
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Our Executive Mortgage Banker:
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,426 | $3,155 |
Total Monthly Payment | $3,189 | $3,125 | $3,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.