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22 Terrace Circle, #1C, Old Westbury (Great Neck), NY, 11021 | $359,000
Welcome to this charming 2-bedroom unit offering comfort and convenience in the heart of Great Neck Terrace. This first-floor apartment features updated countertops and hardwood floors throughout, a bright living room with ample natural light, a well-appointed eat-in kitchen with separate dining area. The large bedrooms provide generous space and plenty of closet storage. Laundry facilities and bike storage are conveniently located within the building. The location is commuter-friendly, just 0. 3 miles from the Little Neck LIRR Station, offering an approximate 30-minute train ride to Penn Station in NYC. It is also close to public transit with n20G, Q12, QM3, and Q36 buses just 0. 2 miles away. Supermarkets, local shops, and restaurants within walking distance. Maintenance includes gas heat/hot water, exterior maintenance, snow removal, trash collection, pool care, water, and sewer. Pet-friendly. Assigned parking space available. Zoned for Saddle Rock Elementary School, with a choice of Great Neck North or South Middle School. Great Neck Terrace spans 36 acres of beautifully manicured property, providing a secure and quiet community setting. Residents enjoy a private Olympic-sized swimming pool with a sunbathing area and volleyball court, a playground, a basketball court, a small park, picnic tables, common areas and a dog run. The complex provides 24-hour security for peace of mind. Additionally, residents have access to Great Neck Park District amenities, including Parkwood Pool/Sports Complex, Steppingstone Park & Marina, Memorial Park & Tennis Courts, and more.
Features
- Town: Old Westbury
- Parking: Assigned
- Heating: Natural Gas, Hot Water
- Cooling: Wall Unit(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Complex: Great Neck Terrace
- Year Built: 1950
- Est. Taxes: $0
- Lot Desc: Near Public Transit
- Elem. School: Saddle Rock School
- Middle School: Great Neck South Middle School
- High School: Great Neck South High School
- School District: Great Neck
- Pet Policy: Dogs OK, Cats OK
- Appliances: Microwave, Oven, Refrigerator
- MLS#: 3553866
- Days on Market: 106 days
- Website: https://www.raveis.com
/prop/3553866/22terracecircle_oldwestbury_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22 Terrace Circle, #1C, Old Westbury (Great Neck), NY, 11021
$359,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,911 | $1,909 | $2,422 |
| Total Monthly Payment | $1,986 | $1,984 | $2,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535