4203 Shadow Creek CIRCLE, Oviedo, FL, 32765 | $430,000

**This property qualifies for a closing cost credit up to $3, 200 through the Seller’s preferred lender. **Look no further than this move-in ready 3-bedroom, 2-bathroom home located in the beautiful Creekwood community of Oviedo. Tucked up at the back of the neighborhood, the longer driveway brings you back to your charming slice of paradise. As you make your way inside, you’re welcomed into the spacious kitchen with new stainless steel appliances, additional eat in space at the front, and the laundry room located to the right leading out to the 2-car garage. As you continue into the home, you’ll find the open concept dining room and living room with the oversized window and sliding glass doors at the back drawing in the natural light. This split floor plan features the 2 guest bedrooms with the full bathroom on the left side and the primary bedroom across the way. This great sized room offers a hallway with the walk-in closets on either side leading back to the ensuite. Step out back to your covered patio looking over the fully fenced backyard with the perfect amount of green space for the furry friends and little ones to run around year-round with no rear neighbors! Recent upgrades include: laminate wood flooring 2023, Roof 2019, AC 2020, fence 2022, water heater 2024, range and refrigerator 2024, and dishwasher 2023. Conveniently located within minutes of UCF, Seminole State College, and Valencia College and with easy access to Waterford Lakes Town Center, numerous shopping and dining options, and main highways including 417 & 408, this home is not to miss! Schedule your private showing today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Florida
  • Year Built: 1999
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,564
  • Acreage: 0.15
  • Est. Taxes: $4,652
  • HOA Fee: $60 Quarterly
  • Elem. School: Carillon Elementary
  • Middle School: Jackson Heights Middle
  • High School: Hagerty High
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6208102
  • Days on Market: 141 days
  • Website: https://www.raveis.com
    /prop/O6208102/4203shadowcreekcircle_oviedo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 2:17:07 PM)
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS   Phone: 407-629-4420

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4203 Shadow Creek CIRCLE, Oviedo, FL, 32765

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $388 $388 $388
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,289 $2,286 $2,950
Total Monthly Payment $2,752 $2,749 $3,413

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.